Should Florida Abolish HOAs? Why That Would Be a Mistake

Florida State Representative Juan Carlos Porras of Miami plans to introduce legislation to abolish homeowners’ associations (HOAs) for single-family homes. His argument: HOAs are rife with abuse, run by “authoritarian” boards, and provide little benefit to homeowners.

While his intentions may be well-meaning, this proposal misses the mark. The truth is, HOAs already operate with transparency, reforms have expanded oversight, and most homeowners are satisfied with their associations. Instead of dismantling a system that works for the vast majority, Florida should be strengthening the safeguards already in place.

HOAs: Transparent, Accountable, and Democratic

HOA boards aren’t shadow governments—they’re elected by the very homeowners they serve. Residents vote, attend open meetings, and review public budgets. These are democratic structures designed for accountability.

Recent reforms have expanded this even further:

• Board training ensures HOA leaders understand their responsibilities.

• Stricter contract scrutiny reduces favoritism and backroom deals.

• Structural inspections add another layer of safety and oversight.

This is meaningful accountability without dismantling the system.

The Satisfaction Numbers Tell the Story

Yes, abuses exist in isolated cases. But data paints a very different picture:

• 86% of residents in community associations rate their experience as good, very good, or neutral.

• 82% believe their boards act in the community’s best interest.

• 63% say association rules protect or enhance property values.

• In Florida specifically, 65% are satisfied with their boards, 59% feel dues are worth it, and 68% say HOA rules improve their quality of life.

Clearly, most homeowners value what HOAs provide.

Reforms Are Already Working

Ironically, Rep. Porras himself sponsored HB 983 earlier this year—legislation that directly addressed many of the concerns he now raises. Among its reforms:

• Local law enforcement can now audit and investigate HOAs.

• Homeowners can more easily recall board members.

• “One-way” attorney’s fees allow homeowners who win disputes to recover costs.

• Buyers get stronger disclosure requirements when purchasing homes in HOA communities.

This is real, tangible progress—proof that the system is evolving.

Abolition = Chaos

Florida has nearly 49,000 HOAs serving over 9.6 million residents. Eliminating them would cause massive disruption:

• Local governments would inherit responsibilities like road maintenance, trash collection, and community amenities—or eliminate them altogether.

• Homeowners would face higher property taxes to cover those services.

• Legal battles would leave communities in limbo for years.

Abolition doesn’t solve problems. It creates them.

The Better Path Forward

Rep. Porras’s concerns shouldn’t be dismissed, but abolition isn’t the answer. The smarter solution is to:

1. Keep strengthening oversight through reforms like HB 983.

2. Educate homeowners about their rights and responsibilities.

3. Expand transparency tools to make HOA governance more accessible.

This approach improves accountability without tearing down what works.

My Perspective as a Realtor

As a realtor, I believe in being part of the process because it helps me better understand and serve my community. I encourage all readers to become vested in their neighborhoods as well—because when every voice is heard, our communities become more vibrant, balanced, and rewarding places to live and work.

And one more thing: when choosing a realtor, look for someone who is truly committed to their community. These are the professionals who not only guide you through transactions but also stand alongside you in building healthier, stronger neighborhoods. If you want a realtor who leads with transparency, is truly committed to the community, and backs every conversation with real data—call me.